Highlights
£4.1bn
Profit after tax up 4%
106.2p
Underlying earnings per share up 6%
48.9p
Dividend per share up 18%
Creating value
Our strategy has five elements designed to create enduring value for shareholders. A clear focus on our franchise growth across UK financial services, coupled with targeted international expansion to increase the diversity of our earnings. Cost leadership to enable competitive pricing and profitability advantage. Capital discipline to ensure both sufficiency and allocation for value. The achievement of consistently outstanding performance through the development of the best team in banking. In this year’s Annual Report we review how we are delivering on this strategy.