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Our strategy has five key elements to create value

Who we are

Treasury & Asset Management provides high quality services for the Group and its customers. Its award-winning products and services include asset management and debt issuance products.

Key responsibilities

Treasury & Asset Management comprises the Group’s treasury business and the asset management businesses of Insight Investment (‘Insight’) and Invista Real Estate Management (‘Invista’). In addition to the provision of products and services to 3rd party customers, the division supports the Group through the provision of Group funding and the management of policyholder assets on behalf of the Insurance & Investment division.

Treasury

Treasury division focuses on providing funding and liquidity for the Group and sales and trading activities relating to the provision of financial services to the Group and its customers. Treasury has branches in London, Sydney, New York and Glasgow and has management responsibility for the treasury activities of Bank of Scotland (Ireland) Limited.

Asset Management – Insight

Insight, one of the largest UK fund managers with funds under management of £98.6bn, operates a multi-channel business, managing money for the Group, retail investors, pension funds, insurance groups and other institutions. Insight’s strategic product lines are Fixed Income, Cash, Liability Driven Investment (‘LDI’), Equities and Absolute Return.

Asset Management – Invista

Invista was formed following the IPO of the real estate division of Insight and is the largest UK listed real estate fund manager with funds under management of £9.2bn. Invista now manages 16 real estate funds spread across the UK and Continental Europe. This includes five funds managed on behalf of the Group as well as other funds managed on behalf of 3rd party clients.

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Our strateg has five key elements to create value