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Our strategy has five key elements to create value

Our
Strategy

Our Corporate Responsibility approach focuses on best serving the diverse interests of our key stakeholders.

Key Performance Indicators

Our Key Performance Indicators help us to measure our progress against each element of our strategy.



Shareholders

We will promote the interests of our shareholders by seeking to increase the value of their shares and dividends, and through sound corporate governance. We will communicate with shareholders regularly and in doing so will seek to be clear, comprehensive and balanced.

Return on Equity
Return on Equity


Customers

We will be honest, fair and open in our dealings with our customers and endeavour to help them at all times. We are committed to providing them with value for money products, designed and promoted in a simple and transparent way and made as widely available as possible. When things go wrong, as they sometimes do, we will resolve problems as quickly and fairly as we can.

Number of times an HBOS product was featured in best buy tables
Number of times an HBOS product was featured in best buy tables


Colleagues

We will create a safe working environment which encourages openness, honesty and mutual respect, and where colleagues can constructively challenge and ask questions. We will offer equal opportunities for all. We will provide the opportunity for all colleagues to develop their skills and knowledge and to enjoy fulfilling careers. We will offer competitive remuneration with the opportunity to participate in the success of HBOS.

% of colleagues satisfied with opportunities to learn
% of colleagues satisfied with opportunities to learn

Source: 2006 and 2005 HBOS colleague opinion survey conducted by MORI


Society

Our main contribution to society is the value we can add through our success in business. We will seek to be a positive influence on those social and environmental issues which, having listened responsibly to our shareholders, customers, colleagues and suppliers, we think are important, for example upholding human rights.

Investment in the Community

Environment

Environment and Investment in the Community
UK Co2 emissions (Tonnes)


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Our strateg has five key elements to create value