Who we are
Corporate operates in the UK’s £1m+ turnover market, offering innovative banking and finance solutions to customers via a distinct asset class management strategy.
Innovative products and services
Corporate provides innovative products and services to UK businesses, typically those with turnover in excess of £1m, in markets where we have proven knowledge and real expertise. The division comprises a number of relationship banking and specialist lending teams with considerable experience, committed to understanding customers’ needs and empowered to make decisions quickly.
Relationship Banking
provides a range of banking products across the spectrum of our customers. Our real estate teams have extensive experience of commercial property finance and offer a range of funding options. Our commercial bank is a diverse business focusing on the needs of medium and large businesses. In Scotland, we continue to enjoy a market leading position, with England and Wales representing significant opportunities.
Integrated, Structured & Acquisition Finance
operates in the UK leveraged buy-out market, providing a ‘one-stop’ mix of mezzanine and equity finance, traditional senior debt and working capital delivered through long term partnerships with excellent management teams. In private equity we have an enviable reputation for imaginative deal making through our participation in some of the UK’s largest transactions. We invest in a number of private equity funds with selected private equity houses.
Asset and Motor Finance
covers a diverse market sector and is engaged in financing or owning tangible assets. The assets financed range from oil tankers, trains and aeroplanes to photocopiers, IT and vending machines for major multinationals to small consumers. Our motor business finances single vehicles to fleets of cars, vans, buses and HGVs. Our products range from simple loans through to complex structured leasing and ownership structures.
Infrastructure, Housing and Oil & Gas Finance
provides debt funding solutions and risk capital investments in essential economic and social infrastructure projects via government PFI and PPP projects. Active across a wide range of sectors, including health, housing, education, transport, PFI and defence, we have been a key partner in numerous innovative developments. Our Oil & Gas Finance business has an unparalleled track record of delivering truly bespoke products to the UK sector since the development of the North Sea fields in the early 1970s.
