Our Board
Left to right:
David Shearer, Kate Nealon, Colin Matthew, Dennis Stevenson, Coline McConville, Anthony Hobson, Jo Dawson, Charles Dunstone, Sir Brian Ivory, Peter Cummings, Andy Hornby, Phil Hodkinson, Karen Jones, Sir Ron Garrick, Benny Higgins
Chairman
Dennis Stevenson. Age 61. Dennis was appointed Chairman of HBOS plc in 2001 and became Governor of the Bank of Scotland on 1 January 2006. He is Chairman of the House of Lords Appointments Commission, Chancellor of the University of the Arts London, a Non-executive Director of Western Union Group and President of the Employers Forum on Age.
Chief Executive
Andy Hornby. Age 40. Andy became Chief Executive of HBOS plc on 31 July 2006, having previously (since 2005) been the Group’s Chief Operating Officer. Andy joined the Board of the Halifax Group in 1999 as Chief Executive of the Retail division. He is a Non-executive Director of Home Retail Group. Prior to joining Halifax, Andy undertook various roles at the Boston Consulting Group, Blue Circle and ASDA.
Executive Directors
Peter Cummings. Age 51. Peter joined Bank of Scotland in 1973. In 1995 he became Director of Corporate Banking. Peter joined the HBOS plc Board in January 2006 as Chief Executive, Corporate division. Peter is also a Director of Maggie’s Centres.
Jo Dawson. Age 44. Jo became Chief Executive of HBOS plc’s Insurance & Investment division in March 2006, joining the Board of HBOS plc on 1 May 2006. Jo joined the Halifax Group in 2000 as General Manager for Retail Sales, became Head of Advisory Sales and, in January 2005, Group Risk Director. Prior to joining Halifax, Jo held senior management positions with NatWest and Green Flag.
Benny Higgins. Age 46. Benny was appointed to the Board of HBOS plc and became Chief Executive of its Retail division on 1 May 2006. Between 1997 and 2005 he was Chief Executive of Retail Banking at the Royal Bank of Scotland. Prior to this he held a number of senior management positions with Standard Life, latterly as a member of the group executive. He is a Fellow of the Faculty of Actuaries in Scotland.
Phil Hodkinson. Age 48. Phil was appointed Group Finance Director of HBOS plc in March 2005, having been Chief Executive of the Insurance & Investment division since 2001. Phil chairs the HBOS Foundation, is a Director of Business in the Community and a Non-executive Director of BT Group plc. He is a Fellow of the Institute of Actuaries in England & Wales.
Colin Matthew. Age 56. Colin is Chief Executive of the Strategy & International division and, since 1 January 2006, has been Treasurer of Bank of Scotland. Colin joined Bank of Scotland in 1966, becoming a Director in 2000.
Non-executive Directors
Richard Cousins (not pictured). Age 47. Richard will become a Non-executive Director of HBOS plc on 1 March 2007. He is Chief Executive Officer of Compass Group plc. Between 1990 and 2005 he worked for BPB Plc, becoming Chief Executive Officer in 2000. Richard was previously a Non-executive Director of Peninsular & Oriental Steam Navigation Co.
Charles Dunstone. Age 42. Charles was appointed as a Non-executive Director of Halifax plc in 2000. He is Chief Executive Officer of The Carphone Warehouse Group PLC which he founded in 1989.
Sir Ron Garrick. Age 66. Sir Ron joined the Board of Bank of Scotland in 2000. In January 2003 he became Deputy Chairman of HBOS plc and Senior Independent Director in 2004. He was previously Chief Executive and Chairman of the Weir Group PLC.
Anthony Hobson. Age 59. Anthony (‘Tony’) joined the Board of Halifax plc in 2001 and has been the Chairman of the Audit Committee since the Company’s formation. Tony is also Chairman of Northern Foods plc and a Non-executive Director of Sage Group plc, Cenkos Securities plc and Glas Cymru Cyfyngedig. He was Group Finance Director of Legal & General Group for 14 years until 2001, and is a Chartered Accountant.
Sir Brian Ivory. Age 57. Sir Brian joined the Board of Bank of Scotland in 1998 and has been Chairman of the HBOS plc Remuneration Committee since 2001. He chairs The Scottish American Investment Company PLC, the National Galleries of Scotland and Retec Digital PLC. He is a Non-executive Director of Synesis Life and Remy Cointreau S.A.
Karen Jones. Age 50. Karen became a Non-executive Director of HBOS plc in January 2006. She was previously a Non-executive Director of Gondola Holdings plc and of Emap plc, the Chief Executive of Spirit Group Ltd and the founder and Chief Executive of Café Rouge and The Pelican Group plc.
Coline McConville. Age 42. Coline joined the Board of Halifax plc in 2000. Until 2006 she was Chief Executive Officer, Europe of Clear Channel International, prior to which she was with McKinseys Management Consultants in London and The L E K Management Consultants in Germany. Coline qualified as a lawyer in Australia.
Kate Nealon. Age 53. Kate joined the Board of HBOS plc in March 2004. She is a Non-executive Director of Cable & Wireless and Shire plc. Previously Kate was Group Head of Legal and Compliance for Standard Chartered Plc. She is a US qualified lawyer.
David Shearer. Age 47. David, a Chartered Accountant, joined the Board of HBOS plc in March 2004. David is a Non-executive Director and Audit Committee Chairman of Aberdeen New Dawn Investment Trust plc and Superglass Holdings Limited, Governor of The Glasgow School of Art and a Non-executive Director of Scottish Financial Enterprise. He previously held senior positions with Deloitte & Touche.
Company Secretary & Group Counsel
Harry Baines (pictured below right). Age 49. Harry became Company Secretary of HBOS plc in 2001, having joined the Halifax Group in that capacity in 1999. Since March 2006 he has also been Group Counsel and a member of the HBOS Executive Committee. He originally qualified as a Solicitor and then held positions in local government and private practice before moving into industry in 1985.
John Ormerod (pictured below left). Age 58. John joined the Audit Committee of HBOS plc in 2005 and also serves on the Retail Risk Control Committee. John is neither an HBOS plc Director nor a Group employee. He is a Non-executive Director and Audit Committee Chairman of Computacenter plc, Gemalto NV and Misys plc (where he is also Senior Independent Director). Previously, John held senior positions with Arthur Andersen and Deloitte.
