Acquisition of HBOS plc by Lloyds TSB Group plc

Disclaimer

Recommended acquisition of HBOS plc by Lloyds TSB Group plc to be implemented by means of a scheme of arrangement under sections 895 to 899 of the Companies Act 2006.

NOTE: ELECTRONIC VERSIONS OF THE MATERIALS YOU ARE SEEKING TO ACCESS ARE BEING MADE AVAILABLE ON THIS WEBPAGE BY HBOS IN GOOD FAITH AND FOR INFORMATION PURPOSES ONLY.

THESE MATERIALS ARE NOT DIRECTED AT OR ACCESSIBLE BY PERSONS LOCATED IN DUBAI, ISRAEL, ITALY, MALAYSIA OR THAILAND OR ANY OTHER RESTRICTED JURISDICTION (AS DESCRIBED BELOW).

Notice

Welcome to an area of the HBOS website dedicated to providing information on the recommended acquisition of HBOS plc ("HBOS") by Lloyds TSB Group plc ("Lloyds TSB") to be implemented by means of a scheme of arrangement under sections 895 to 899 of the Companies Act 2006 ("the Scheme") (the "Scheme Website").

If you would like information on the Scheme please read this disclaimer carefully - it applies to all persons who view the Scheme Website and, depending on where you live, it may affect your rights.

Please note that this disclaimer may be altered or updated. You should read it in full each time you visit the Scheme Website. The information contained in the Scheme Website is for information only and does not constitute an offer to sell or invitation to purchase any securities.

Overseas shareholders

The Scheme Website contains information on the Scheme. Because of legal restrictions, viewing this information is not allowed if you are resident in Dubai, Israel, Italy, Malaysia or Thailand or any other country which renders the accessing of such documents and information illegal whether or not subject to making certain notifications or taking of other action. Accordingly, you represent that you are not a national or resident of Dubai, Israel, Italy, Malaysia or Thailand and that HBOS is lawfully entitled to make the content of the Scheme Website available to you under applicable securities laws. If you are unable to give this representation do not view the content of the Scheme Website.

If you are not resident in Dubai, Israel, Italy, Malaysia or Thailand, you may access the documents on the Scheme Website, but you are responsible for first satisfying yourself as to the full observance of the laws and regulatory requirements of your jurisdiction, including the obtaining of governmental or other consents which may be required or observing any other formalities of such jurisdiction.

If you are not permitted to view materials on this webpage or are in any doubt as to whether you are permitted to view these materials, please exit this webpage.

Responsibility

The directors of HBOS accept responsibility for the information contained in the enclosed announcement relating to the HBOS Group and the directors of HBOS. To the best of the knowledge and belief of the directors of HBOS (who have taken all reasonable care to ensure that such is the case), the information contained in the announcement for which they are responsible is in accordance with the facts and does not omit anything likely to affect the import of such information.

The directors of Lloyds TSB accept responsibility for the information contained in the enclosed announcement except for information relating to the HBOS Group and the directors of HBOS. To the best of the knowledge and belief of the directors of Lloyds TSB (who have taken all reasonable care to ensure that such is the case), the information contained in the announcement for which they are responsible is in accordance with the facts and does not omit anything likely to affect the import of such information.

Basis of access

Access to electronic versions of these materials is being made available on this webpage by HBOS in good faith and for information purposes only. Any person seeking access to this webpage represents and warrants to HBOS that they are doing so for information purposes only.

ACCEPTANCE OF DISCLAIMER

By proceeding to view the materials to which this gatepost gives access, you hereby acknowledge that you have read and understood the notice set out above and that you agree to be bound by its terms.

Conforms to Web Content Accessibility Guidelines (WCAG), Version 1.0, Level A.