Dan Watkins

Born in 1962, Dan graduated from Oxford in 1985 with a degree in Politics, Philosophy and Economics.

Dan worked in the City for Morgan Grenfell before joining Birmingham Midshires in 1993 where he worked in risk management.  He became Treasurer in 1996.

After a number of senior roles within Birmingham Midshires, he became Managing Director in September 2001 and joined the Retail board.  He led Birmingham Midshires through a period of significant change and growth, as it became part of the HBOS group.

In January 2005 Dan became Head of Retail Risk.  He was appointed to the position of Group Risk Director, becoming a member of the Executive Committee, in March 2006. Dan was appointed to the board of HBOS plc in 5 September 2007, taking the post of Chief Executive, Retail Products. In this role Dan has responsibility for the design and manufacture of Retail products in the UK, as well as marketing, e-commerce and operations for the Retail division.